Home loan EMI calculator
See what a home would cost you each month. Enter the price and what you can put down; change the rate and tenure to compare.
Your monthly EMI
EMI ₹33,064 a month
₹33,064 a month
for 20 years at 8.5% a year
- Loan amount
- ₹38,10,000
- Total interest
- ₹41,25,376
- Total repaid
- ₹79,35,376
- Principal
- ₹38.1 L · 48%
- Interest
- ₹41.25 L · 52%
Year-by-year repayment
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹75,828 | ₹3,20,941 | ₹37,34,172 |
| 2 | ₹82,530 | ₹3,14,239 | ₹36,51,642 |
| 3 | ₹89,825 | ₹3,06,943 | ₹35,61,817 |
| 4 | ₹97,765 | ₹2,99,004 | ₹34,64,052 |
| 5 | ₹1,06,406 | ₹2,90,363 | ₹33,57,646 |
| 6 | ₹1,15,812 | ₹2,80,957 | ₹32,41,834 |
| 7 | ₹1,26,049 | ₹2,70,720 | ₹31,15,785 |
| 8 | ₹1,37,189 | ₹2,59,579 | ₹29,78,596 |
| 9 | ₹1,49,317 | ₹2,47,452 | ₹28,29,279 |
| 10 | ₹1,62,514 | ₹2,34,254 | ₹26,66,765 |
| 11 | ₹1,76,880 | ₹2,19,890 | ₹24,89,885 |
| 12 | ₹1,92,514 | ₹2,04,255 | ₹22,97,371 |
| 13 | ₹2,09,530 | ₹1,87,238 | ₹20,87,841 |
| 14 | ₹2,28,051 | ₹1,68,718 | ₹18,59,790 |
| 15 | ₹2,48,208 | ₹1,48,560 | ₹16,11,582 |
| 16 | ₹2,70,148 | ₹1,26,621 | ₹13,41,434 |
| 17 | ₹2,94,027 | ₹1,02,742 | ₹10,47,407 |
| 18 | ₹3,20,016 | ₹76,753 | ₹7,27,391 |
| 19 | ₹3,48,302 | ₹48,467 | ₹3,79,089 |
| 20 | ₹3,79,089 | ₹17,680 | ₹0 |
An estimate, rounded to the nearest rupee. Processing fees, insurance and prepayments are not included, and a lender's own schedule may differ slightly.
See homes up to ₹50 L in Kolkata